According to Consumer Reports, more Americans have dental coverage than they did 20 years ago. The Children’s Health Insurance Program (CHIP) and the Affordable Care Act (ACA) have dental insurance coverage much more common for children, and 72 percent of adults between the ages of 21 and 64 are covered. However, only 38 percent of seniors are covered, and Medicare doesn’t cover routine dental care at all. Whatever your insurance status is, we at Chesterfield Dentistry provide flexible financial options to help you get the dental care you need.
We work with many of the top insurance providers, including Aetna, Humana, Anthem BCBS, GEHA Connection Dental, Delta Dental, Cigna, United Concordia, MetLife, BCBS FEP Blue Dental, Guardian, and United Healthcare. And we take care of all the paperwork, filing and tracking your insurance claims for you.
For patients who qualify, we offer in-house payment plans so you can pay your bill in easy-to-manage installments. We also offer third-party financing through CareCredit, Lending Club, and GreenSky. CareCredit works like a credit card for your health care, featuring zero interest, and no co-pays or deductibles. Lending Club offers a variety of plans with no payment due for 3 to 7 weeks. Green Sky has customizable plan structures and high credit lines.
As they say, prevention is the best medicine. Simply practicing good oral hygiene can prevent many dental expenses. Brushing your teeth twice a day with a fluoridated toothpaste, flossing regularly, avoiding sugary foods and beverages, and drinking plenty of water will save you money in the long run. Take care of your teeth, and your wallet will thank you for it!
To discuss our affordable dentistry options in more detail, contact us today! Our friendly team at Chesterfield Dentistry would be glad to help!